Do I Need an Attorney to File for Bankruptcy?

Filing for bankruptcy is an extremely challenging process. You need to determine which type of bankruptcy to file for, gather and file documents, and argue your claim. While it’s certainly possible to file for Chapter 7 or Chapter 13 bankruptcy by yourself, it’s very difficult. Unless your claim is extremely simple, it often makes sense to hire a bankruptcy attorney to help

Bankruptcy is a complex legal procedure to lower or get out of debt. Individuals do have the right to file for bankruptcy without an attorney, and if your case is fairly clear, you may be able to save yourself some money by representing yourself. However, this isn’t always wise. Bankruptcy attorneys do more than represent your claim in court, they help navigate the complicated legal landscape of bankruptcy. From determining whether or not bankruptcy is the most viable option, to filing the right paperwork and preparing your case, bankruptcy attorneys benefit you in a variety of ways. 

Whether or not you should hire a bankruptcy attorney will depend on a number of factors, such as which chapter you intend to file, your income and property, how complicated the claim is, and if you’re comfortable representing yourself. If you’re unsure about any of these factors, hiring a bankruptcy attorney may be in your best interest. 

While a simple Chapter 7 bankruptcy filing can be handled by an individual, once it gets more complicated the benefits of hiring a bankruptcy attorney eclipse the potential cost. At Sheppard Law Offices, our Ohio bankruptcy lawyers can assist you every step of the way. We work with you to determine the best course of action to save you money and reduce or eliminate your debt. Our bankruptcy attorneys can help you in a variety of ways.

Review and advise your case: A big part of your bankruptcy attorney’s services is providing you with effective and competent advice. We will go through every aspect of your case, and help determine whether or not bankruptcy is the right decision. There are a variety of options to deal with debt, and sometimes bankruptcy is not the best course of action. If we come to the conclusion that it is the best option for you, we’ll help determine the best chapter to file and how to proceed. 

Prepare and file paperwork: Filing for bankruptcy is much more complicated than simply deciding to do so. It requires a variety of paperwork to be filed completely and in a timely manner. This alone is a complex task, and at Sheppard Law Offices, we can handle it so you don’t have to worry. Simply provide your financial information, and we’ll do the rest. 

Provide effective representation: Once a debtor has filed for bankruptcy, they are required to attend a 341 meeting of creditors, and potentially other hearings depending on the case. Your bankruptcy attorney will represent you in these proceedings and guide you throughout the entire process. In particularly complicated cases, this guidance is critical. 

At Sheppard Law Offices, our bankruptcy attorneys are available to help. We do everything in our power to get you the best results possible. Our knowledgeable team understands the intricacies of Ohio bankruptcy law and will represent you fairly and completely. Call Ken Sheppard and our bankruptcy attorneys at (866) 770-2190 or contact us today to schedule a free consultation.