Bankruptcy Law: Free Initial Consultation to Discuss Your Options
What you can expect during your FREE initial bankruptcy consultation at Sheppard Law Offices?
At your free initial consultation, Bankruptcy Attorney Kenneth Sheppard or Bankruptcy Lawyer Thomas Archer will personally discuss with you your specific situation. You can expect to have our attorneys analyze your case and discuss with you in general, easy to understand terms what options and strategies are available to you.
Documents to Bring to a Meeting with a Bankruptcy Lawyer
You are not required to bring anything with you to this first meeting, but you should have a general idea about your financial situation. You should be aware of your annual household income; from what sources you receive income (i.e. wages, self-employment income, SSI, disability income, veteran and retirement benefits, etc.); what assets you own and their current values; and a general idea of your debts and expenses.
If you have any documents you would like to review with one of our bankruptcy lawyers, please bring that with you. For example, you may have recently received a Summons or Complaint or other collection notice from the courts or other lawyers.
Upon arrival at your free initial consultation, we will ask you to complete a general intake form, which provides us with a general idea of your concerns. The initial meeting usually takes about 30 minutes, but it can last longer (at no cost) to address your situation.
Compassionate and Respectful Bankruptcy Attorneys
Perhaps one of the most unique aspects you will have at Sheppard Law Offices is the compassion and respect we show to our clients and prospective clients. Attorney Sheppard understands the different feelings you may have with regards to filing for bankruptcy, and it is his intent to make you feel comfortable about resolving your problems.
What is The Best Solution for My Bankruptcy Situation?
During the free initial consultation we may discuss various options and strategies you may wish to pursue. You may wish to pursue debt consolidation. Our bankruptcy lawyers may recommend a reliable debt consolidation company for you to discuss your situation with. You may wish to settle your debts individually with your creditors. And lastly, our bankruptcy lawyers, Ken Sheppard and Thomas Archer, can help you decide which type of bankruptcy, chapter 7 or chapter 13, you may want to file.
We will discuss with you the differences between Chapter 7 and Chapter 13 bankruptcies and which offers you the best solution to your situation. We may discuss timing strategies as to when the correct time to file bankruptcy is right for you. We will discuss how lawsuits are handled prior to filing bankruptcy and how they are affected once a bankruptcy is filed.
How Will My Assets be Affected & Life After Filing Bankruptcy
You should be aware that all debts and all assets of a debtor are included in a bankruptcy filing. Attorney Sheppard and Attorney Archer will explain whether you can keep your assets and how your assets will be affected by filing either a Chapter 7 or Chapter 13 bankruptcy. We may discuss the common misconceptions regarding bankruptcy as well. We may discuss reaffirmation agreements, redemption options, and how they affect you post-bankruptcy. We will discuss how your debts are treated in both a chapter 7 and Chapter 13 bankruptcy. We will discuss how your life may be affected in the future in obtaining loans and/or credit cards and the impact a bankruptcy will have on your credit. Our bankruptcy lawyers will explain how the bankruptcy process works, both in our office pre-filing and once your bankruptcy case is filed.
How Your Bankruptcy Attorney is Paid
Our Bankruptcy Attorneys will explain our fee structure and payment plan options. In all cases, we can be retained for $400.00. Our unique payment plan structure sets Sheppard Law Offices apart from our competition. We will discuss deferring filing fees. We will discuss with you deferring a portion of attorney fees in Chapter 13 bankruptcy cases. We accept cash, check, money order, cashier’s check, and debit card (not credit card) for payment. We will discuss with you how you may refer your creditor calls to our office. We execute a written fee agreement with you and provide you a copy of it. Our procedures are streamlined because we want our clients to reduce and/or eliminate the stress in their lives.
As you can see, there are numerous issues and topics to cover in deciding which option and strategy is appropriate for you. When you come to your free initial consultation, bring your list of questions, and our bankruptcy attorneys will be more than happy to assist you.
Contact Sheppard Law Offices and Attorney Kenneth L. Sheppard, Jr. or Attorney Thomas Archer to discuss your particular situation. Call today to schedule your free consultation at (614) 523-3106. For your convenience we have bankruptcy law offices in Columbus, Newark, Mount Vernon, and Canton Ohio.
Sheppard Law Office Locations
3535 Fishinger Blvd Suite 190
Hilliard, Ohio 43026
Mt. Vernon Office
11 West Gambier Street
Mt. Vernon, Ohio 43050
Belden Village Tower, Suite 200
4450 Belden Village St., NW
Canton, Ohio 44718
843 North 21st Street, Suite 108
Newark, Ohio 43055