{"id":1420,"date":"2020-01-21T15:50:47","date_gmt":"2020-01-21T20:50:47","guid":{"rendered":"https:\/\/sheppardlawoffices.com\/?page_id=1420"},"modified":"2023-11-17T11:09:34","modified_gmt":"2023-11-17T16:09:34","slug":"chapter-7-attorney-columbus","status":"publish","type":"page","link":"https:\/\/sheppardlawoffices.com\/bankruptcy\/chapter-7-attorney-columbus\/","title":{"rendered":"Chapter 7 Attorney Columbus"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1420\" class=\"elementor elementor-1420\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f5db4a1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f5db4a1\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f9e9cb1\" data-id=\"f9e9cb1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-82150f1 elementor-widget elementor-widget-image\" data-id=\"82150f1\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 25-04-2024 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"486\" src=\"https:\/\/sheppardlawoffices.com\/wp-content\/uploads\/2020\/02\/Chapter-7-Bankruptcy-Ohio.jpg\" class=\"attachment-large size-large wp-image-1527\" alt=\"Chapter 7 Bankruptcy Ohio\" srcset=\"https:\/\/sheppardlawoffices.com\/wp-content\/uploads\/2020\/02\/Chapter-7-Bankruptcy-Ohio.jpg 867w, https:\/\/sheppardlawoffices.com\/wp-content\/uploads\/2020\/02\/Chapter-7-Bankruptcy-Ohio-300x182.jpg 300w, https:\/\/sheppardlawoffices.com\/wp-content\/uploads\/2020\/02\/Chapter-7-Bankruptcy-Ohio-768x467.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-edc74ed elementor-widget elementor-widget-heading\" data-id=\"edc74ed\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 25-04-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h2 class=\"elementor-heading-title elementor-size-default\">Chapter 7 Bankruptcy Lawyer in Columbus<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fc4d5f0 elementor-widget elementor-widget-text-editor\" data-id=\"fc4d5f0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 25-04-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\tChapter 7 Bankruptcy is commonly referred to as \u201cliquidation.\u201d This type of bankruptcy provides a debtor with a fresh start.  Chapter 7 <a href=\"\/can-bankruptcy-help\/\">bankruptcies<\/a> can take approximately 4-5 months to complete. The average cost of <a href=\"\/is-my-situation-bad-enough-to-file-for-bankruptcy\/\">filing with an affordable bankruptcy<\/a> lawyer in Columbus is \\$1,050 for an individual filer and \\$1,150 for joint filers. Total court costs will be between $1,200 \u2013 1,500.\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7a8c2a0 elementor-widget elementor-widget-text-editor\" data-id=\"7a8c2a0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Although the federal law changes in late 2005 made it more challenging to obtain Chapter 7 Bankruptcy relief, we possess the experience and knowledge to guide you through the bankruptcy process and inform you of&nbsp;<a href=\"\/bankruptcy\/bankruptcy-what-to-expect\/\">what to expect<\/a>&nbsp;in an Ohio&nbsp;<a href=\"\/personal-bankruptcy-ohio\/\">Personal<\/a>&nbsp;or&nbsp;<a href=\"\/business-bankruptcy-ohio\/\">Business<\/a>&nbsp;Bankruptcy case.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bf104ae elementor-widget elementor-widget-heading\" data-id=\"bf104ae\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">How do I apply for Chapter 7 Bankruptcy?<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-32f70d5 elementor-widget elementor-widget-text-editor\" data-id=\"32f70d5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>In order to&nbsp;<a href=\"\/how-to-file-for-bankruptcy\/\">file for debt relief<\/a>&nbsp;under Chapter 7 of the U.S. Bankruptcy Code, you must qualify under the Means Test. The Bankruptcy Attorneys at Sheppard Law Offices can explain the Means Test&nbsp;to you, as well as&nbsp;<a href=\"\/know-before-filing-for-bankruptcy\/\">all of your options<\/a>.&nbsp;If you don&#8217;t know where to turn, our bankruptcy attorneys have&nbsp;<a href=\"\/bankruptcy\/bankruptcy-faq\/\">answered many FAQs<\/a>&nbsp;about filing&nbsp;with a&nbsp;Chapter 7 attorney in Columbus.<\/p>\n\n<p>In order to provide you with an explanation of how the means test works, you will need to know how many people make up your household.&nbsp;Next, you will need to calculate your household <a href=\"\/what-does-the-ohio-individual-income-tax-cp2000-unreported-income-notice-mean-for-you\/\">income<\/a> by retrieving your last full 6 months worth of gross income.&nbsp;In order to qualify for Chapter 7 Bankruptcy protection, your annual gross household income must be less than a designated dollar figure calculated using IRS standards.&nbsp;Even in cases where the household income exceeds this threshold amount, we can complete an extended means test to determine whether you can still qualify for such Chapter 7 relief.<\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8965e01 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8965e01\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1013ea3\" data-id=\"1013ea3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-68a141e elementor-widget elementor-widget-heading\" data-id=\"68a141e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What is the Means Test?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7e770fb elementor-widget elementor-widget-text-editor\" data-id=\"7e770fb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\n<p>In order to provide you with an explanation of how the&nbsp;<a href=\"https:\/\/www.justice.gov\/ust\/means-testing\" target=\"_blank\" rel=\"noopener noreferrer\">Means Test<\/a>&nbsp;works, you will need to know how many people make up your household.&nbsp;Next, you will need to calculate your household income by retrieving&nbsp;statements showing&nbsp;your last full 6 months\u2019 worth of gross income.&nbsp;In order to qualify for Chapter 7 Bankruptcy protection, your annual gross household income must be less than a designated dollar figure calculated using IRS standards.<\/p>\n<p>Even in cases where the household income exceeds this threshold amount, we can complete an extended means test to determine whether you can still qualify for Chapter 7 relief.<\/p>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d8ff589 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d8ff589\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-cc73a50\" data-id=\"cc73a50\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1eb3ac1 elementor-widget elementor-widget-text-editor\" data-id=\"1eb3ac1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tCall Sheppard Law Offices today for <a href=\"\/video-library\/\">more information on bankruptcy<\/a>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-d383f40\" data-id=\"d383f40\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-57a0a13 elementor-widget__width-auto elementor-align-left elementor-tablet-align-center elementor-widget elementor-widget-button\" data-id=\"57a0a13\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"tel:(614)%20523-3106\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-left\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-phone-alt\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">(614) 523-3106<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6f49b07 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6f49b07\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e3058aa\" data-id=\"e3058aa\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cb1334c elementor-widget elementor-widget-heading\" data-id=\"cb1334c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What happens to my possessions in a Columbus Chapter 7 Bankruptcy case?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c6e5c29 elementor-widget elementor-widget-text-editor\" data-id=\"c6e5c29\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>After you pass&nbsp;the Means Test,&nbsp;the court will analyze and review your assets.&nbsp;This analysis&nbsp;determines&nbsp;whether there is any equity (value) in your&nbsp;possessions.&nbsp;If enough equity is found, a&nbsp;Chapter 7 Trustee&nbsp;may sell these assets or offer you a&nbsp;buy-out option. Typically,&nbsp;real estate and motor vehicles are the categories with the highest values.<\/p>\n<p>Don\u2019t worry. There are&nbsp;protections (also called \u201c<a href=\"\/ohio-bankruptcy-exemptions\/\">exemptions<\/a>\u201d) in place to protect critical assets. In a joint bankruptcy, the Homestead Exemption can protect up to $290,850 for married debtors, or $145,425 of equity for a single debtor in their primary residence.&nbsp;They can also&nbsp;protect $4,000 of equity in one vehicle.<\/p>\n<p>Given the variety of assets and debts a debtor may have, it is important to analyze the whole picture in order to determine which type of bankruptcy is appropriate for you. The Chapter 7 Bankruptcy lawyers in Columbus at Sheppard Law Offices will review your situation thoroughly and help you decide if a Chapter 7 Bankruptcy is the right path.<\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6263b68 elementor-widget elementor-widget-heading\" data-id=\"6263b68\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What is Debtor Education?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c0d352c elementor-widget elementor-widget-text-editor\" data-id=\"c0d352c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\n<p>If you are considering filing for Chapter 7 Bankruptcy relief, please note that under the federal bankruptcy laws enacted in late 2005, any debtor filing for bankruptcy protection must complete Debtor Education.&nbsp;In a Chapter 7 case, Debtor Education involves obtaining two certificates.<\/p>\n<p>The first certificate is called the \u201cPre-Filing Credit Counseling\u201d Certificate.&nbsp;In order to file your Chapter 7 Petition with the bankruptcy court, you must complete and submit this certificate with your petition. The second certificate is called the \u201cPre-discharge Financial Management\u201d course.&nbsp;You must complete this second certificate after your case has been filed with the court and it must be submitted to the court before your debts are discharged.<\/p>\n<p>Debtor Education can be completed online or via telephone, and each session takes approximately 2 hours to complete. Many companies exist that offer these sessions. At Sheppard Law Offices, we utilize Access Services, which costs $25. Access will then email your certificate of completion directly to Sheppard Law Offices.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a01055f elementor-widget elementor-widget-heading\" data-id=\"a01055f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Is there a Chapter 7 Bankruptcy Lawyer near me?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e623bb0 elementor-widget elementor-widget-text-editor\" data-id=\"e623bb0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Yes. We Handle Ohio Chapter 7 Bankruptcy Cases at Our 3 Ohio Locations:<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4f02e02 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4f02e02\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e254506\" data-id=\"e254506\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-a099dc1 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"a099dc1\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-533ef42\" data-id=\"533ef42\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-47de536 elementor-widget elementor-widget-image\" data-id=\"47de536\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"\/locations\/columbus\/\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"956\" src=\"https:\/\/sheppardlawoffices.com\/wp-content\/uploads\/2020\/01\/Contact-Sheppard-Law-Columbus-Ohio.jpg\" class=\"attachment-large size-large wp-image-1398\" alt=\"\" srcset=\"https:\/\/sheppardlawoffices.com\/wp-content\/uploads\/2020\/01\/Contact-Sheppard-Law-Columbus-Ohio.jpg 800w, https:\/\/sheppardlawoffices.com\/wp-content\/uploads\/2020\/01\/Contact-Sheppard-Law-Columbus-Ohio-251x300.jpg 251w, https:\/\/sheppardlawoffices.com\/wp-content\/uploads\/2020\/01\/Contact-Sheppard-Law-Columbus-Ohio-768x918.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-26f6366\" data-id=\"26f6366\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0a7aeed elementor-widget elementor-widget-image\" data-id=\"0a7aeed\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"\/locations\/newark\/\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"956\" src=\"https:\/\/sheppardlawoffices.com\/wp-content\/uploads\/2020\/01\/Contact-Sheppard-Law-Newark-Ohio.jpg\" class=\"attachment-large size-large wp-image-1400\" alt=\"\" srcset=\"https:\/\/sheppardlawoffices.com\/wp-content\/uploads\/2020\/01\/Contact-Sheppard-Law-Newark-Ohio.jpg 800w, https:\/\/sheppardlawoffices.com\/wp-content\/uploads\/2020\/01\/Contact-Sheppard-Law-Newark-Ohio-251x300.jpg 251w, https:\/\/sheppardlawoffices.com\/wp-content\/uploads\/2020\/01\/Contact-Sheppard-Law-Newark-Ohio-768x918.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-0fbcaab\" data-id=\"0fbcaab\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-820e2d5 elementor-widget elementor-widget-image\" data-id=\"820e2d5\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"\/locations\/mount-vernon\/\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"956\" src=\"https:\/\/sheppardlawoffices.com\/wp-content\/uploads\/2020\/01\/Contact-Sheppard-Law-Mt-Vernon-Ohio.jpg\" class=\"attachment-large size-large wp-image-1399\" alt=\"\" srcset=\"https:\/\/sheppardlawoffices.com\/wp-content\/uploads\/2020\/01\/Contact-Sheppard-Law-Mt-Vernon-Ohio.jpg 800w, https:\/\/sheppardlawoffices.com\/wp-content\/uploads\/2020\/01\/Contact-Sheppard-Law-Mt-Vernon-Ohio-251x300.jpg 251w, https:\/\/sheppardlawoffices.com\/wp-content\/uploads\/2020\/01\/Contact-Sheppard-Law-Mt-Vernon-Ohio-768x918.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-563e21d elementor-widget elementor-widget-text-editor\" data-id=\"563e21d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Our offices are handicap accessible. We accept various options for payment, and we offer payment plans.\u00a0However, please note that we cannot accept credit payments from our bankruptcy clients.\u00a0<a href=\"\/contact\/\">Contact us today<\/a> to schedule your free half-hour initial consultation.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-96fc538 elementor-widget elementor-widget-heading\" data-id=\"96fc538\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Chapter 7 Consumer Bankruptcy<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a3520b2 elementor-widget elementor-widget-text-editor\" data-id=\"a3520b2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tThere are two options for consumer bankruptcy relief:\u00a0<a href=\"\/chapter-7-vs-chapter-13-bankruptcy\/\">Chapter 7\u00a0and\u00a0Chapter 13<\/a>.\n\nContact Sheppard Law Offices and\u00a0<a href=\"\/kenneth-l-sheppard-jr\/\">Attorney Kenneth L. Sheppard, Jr.\u00a0<\/a>to discuss your particular situation. Call today to schedule your free consultation at\u00a0<a href=\"tel:6145233106\">(614) 523-3106<\/a>.\n\nFor those that do not qualify under the Chapter 7 Bankruptcy Means Test or the Extended Means Test,\u00a0<a href=\"\/bankruptcy\/chapter-13\/\">Chapter 13 Bankruptcy<\/a>, also known as \u201cdebt reorganization\u201d may be a viable debt relief solution for you.\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ee2593f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ee2593f\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-886cdd8\" data-id=\"886cdd8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2fd8e69 elementor-widget elementor-widget-text-editor\" data-id=\"2fd8e69\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div>Contact Sheppard Law Offices and\u00a0<a href=\"https:\/\/sheppardlawoffices.com\/kenneth-l-sheppard-jr\/\" target=\"_blank\" rel=\"noopener nofollow noreferrer\">Attorney Kenneth L. Sheppard, Jr<\/a>. to schedule your free initial consultation.<\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Chapter 7 Bankruptcy Lawyer in Columbus Chapter 7 Bankruptcy is commonly referred to as \u201cliquidation.\u201d This type of bankruptcy provides a debtor with a fresh start. Chapter 7 bankruptcies can take approximately 4-5 months to complete. The average cost of filing with an affordable bankruptcy lawyer in Columbus is $1,050 for an individual filer and [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":1417,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"_links":{"self":[{"href":"https:\/\/sheppardlawoffices.com\/wp-json\/wp\/v2\/pages\/1420"}],"collection":[{"href":"https:\/\/sheppardlawoffices.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/sheppardlawoffices.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/sheppardlawoffices.com\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/sheppardlawoffices.com\/wp-json\/wp\/v2\/comments?post=1420"}],"version-history":[{"count":35,"href":"https:\/\/sheppardlawoffices.com\/wp-json\/wp\/v2\/pages\/1420\/revisions"}],"predecessor-version":[{"id":7174,"href":"https:\/\/sheppardlawoffices.com\/wp-json\/wp\/v2\/pages\/1420\/revisions\/7174"}],"up":[{"embeddable":true,"href":"https:\/\/sheppardlawoffices.com\/wp-json\/wp\/v2\/pages\/1417"}],"wp:attachment":[{"href":"https:\/\/sheppardlawoffices.com\/wp-json\/wp\/v2\/media?parent=1420"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}